ICICI credit card payment options: Paying your ICICI credit card bill on time can boost your credit score and help eliminate extra fines. Using different payment methods and paying more than the minimum payment is important for debt management.
This is a guide for you in which we will tell you about different methods to pay ICICI credit card bill, whether you prefer traditional options or online methods like net banking and smartphone apps.
What is a Credit Card Bill? Credit card bill is a monthly summary which includes all the transactions made during your billing cycle. It includes purchases, cash advances, fees, and other expenses. The bill contains the due date, minimum payment amount, and total amount due.
Different Methods for ICICI Bank Credit Card Bill Payment:
Payment through Net Banking
Go to the net banking interface of ICICI Bank.
Enter your customer ID and password.
Go to the “Credit Cards” menu and select the card whose bill you want to pay.
Click on the “Pay Now” option.
Choose your savings or current account.
Choose the minimum amount, total amount, or any other amount.
Confirm and complete the payment.
Payment through Mobile App
Open the mobile app of ICICI Bank and login.
Select the credit card from the “Cards” section.
Click on the “Pay Bill” option.
Choose the account to make the payment.
Choose existing amount or enter your desired amount and complete the payment.
Payment through Mobile App
Open the mobile app of ICICI Bank and login.
Select the credit card from the “Cards” section.
Click on the “Pay Bill” option.
Choose the account to make the payment.
Choose existing amount or enter your desired amount and complete the payment.
Payment from Bill Desk
Go to ICICI Bank’s bill desk website.
Enter your email address and credit card details.
Specify the payment amount.
Choose your bank account.
You will be redirected to the online banking interface of your selected bank.
Complete the payment by authenticating the OTP.
Payment by Debit Card
Swipe your debit card at any ICICI Bank ATM.
Go to “More Options” and select “Pay Credit Card Bill”.
Enter the payment amount.
Verify the payment.
Payment using Net Banking of another bank
Login to the net banking interface of another bank.
Click on the plus sign below the “Payments” section.
Fill information to register your ICICI Bank credit card.
Make payment using Biller.
Payment using NEFT
Open your net banking account and login.
Select NEFT.
Enter the 16-digit account number of your ICICI Bank credit card.
Use ICICI Bank’s unique credit card IFSC code.
Complete the transaction.
Payment using UPI
Open your selected mobile banking app and login.
Select “UPI Payment” and tap on “Send Money”.
Enter your UPI ID or ICICI credit card number.
Enter a comment along with the payment amount.
Confirm and complete the payment.
Offline Payment Methods:
Cash
Go to your nearest ICICI Bank branch.
Pay your credit card bill in cash at the counter.
Cheque
Write a cheque or draft in the name of your ICICI credit card account.
Deposit at the nearest ICICI ATM or branch.
Conclusion
If you pay your ICICI credit card bill on time, you can improve your credit score and avoid unnecessary fines. It is important to mark the payment dates, this will reduce the interest you will have to pay and debt management can be easier, when you pay more than the minimum amount.
