How to close an RBL credit card : Mastering the Art of Closing Your RBL Credit Card: 3 Hassle-Free Ways

How to close an RBL credit card : RBL Bank’s credit cards are a great way to enjoy rewards, cashback and smart savings, but if their usage is not planned, it can become a financial burden. If you want to close your RBL credit card, then this guide is for you which will make this process easy and seamless.

How to close an RBL credit card

Why should you consider closing your RBL Credit Card?

RBL credit cards offer a lot of benefits, but it is important to use them responsibly. Excessive or impulsive spending can lead to debt and financial stress.

Yes, closing your credit card can temporarily impact your credit score, but with disciplined financial habits you will be able to recover from it.

3 easy ways to close RBL Credit Card

1. Close your RBL Credit Card via Email

Take the digital route and start closing your card via email:

For BFL SuperCards: send an email to supercardservice@rblbank.com.

For RBL Credit Cards: email to cardservices@rblbank.com.

Make sure to mention your card details (card number, expiry date), identification details and reason for closure in the email. The support team will guide you through the next steps.

2. Call Customer Care

You can also block your card by making a call from the phone:

For RBL Credit Cards: Call 022-62327777.

For BFL SuperCards: Call 022-71190900.

The customer care executive will guide you step-by-step.

3. Visit RBL Bank Branch

If you want face-to-face assistance, visit the branch:

Go to your nearest RBL Bank branch.

Carry necessary documents and your credit card.

Submit a formal request letter and surrender the card by cutting it diagonally.

Things to consider before closing your RBL Credit Card

Clear outstanding dues: settle all outstanding dues, loans, EMIs and balance transfers.

Redeem reward points: use all your reward points as they will lapse after the card is closed.

Cancel auto payments: don’t forget to deactivate automatic payments and subscriptions linked to the card.

Monitor credit score: credit score may temporarily dip after the card is closed but timely repayments will bring it back to normal.

Final Thoughts: Smart Credit Card Management

Credit cards are a powerful tool for your financial flexibility and rewards, if used correctly. Avoid impulsive purchases, manage spending habits, and make timely repayments your priority.

By following these steps and precautions, you can close your RBL credit card hassle-free and continue the journey of financial freedom.

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